Technological change has resulted in an over-dependence on data, software and IT infrastructure. All are targets of a rapid increase of cyber threats all over the world and are thus one of the biggest threats of the 21st century.
Technological change enables us to pursue totally new paths. While the automation and digitisation of value chains is gaining importance, the full potential of mergers, transparency, big data, and metadata remains to be exploited. Manufacturers of previously traditional products and services are becoming system providers, goods are being replaced by data, and machines by platforms.
We are undergoing times of permanent change, which many refer to as systemic transformation or multiple crises strung together. This change takes place in different fields and segments. They, in turn, are interlinked at various levels. HORIZON’s risk-oriented approach aims to define and outline the key areas of change affecting your company. In doing so, we take a close look at the systemic influences of ecological, geopolitical, technological and social transformation on your company’s risk landscape.
Read what our risk expert had to share regarding the future of technological risks in front of us.
Be more agile! How to anticipate a transforming risk landscape
An effective risk management process is a basic requirement for tackling transformation risks.
”The World Is in Big Trouble.“
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Transformation in Global Insurance
How will global insurance and reinsurance adapt to new challenges and navigate the stormy waters of the 21st century?
Innovations on the Way
Driverless transport systems, packaging, loading and reloading are already typical robotic examples which will gain in importance.
The Covid-19 pandemic has accelerated existing trends which will continue to shape the real estate sector in the years to come.
Setting the Technological Pace
Motor insurance used to be a pretty standardised product. This will change.
Quo Vadis sanitas?
There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies
The Quiet Revolution
At the same time and with increasing urbanisation, infrastructure and smart city developments, a stronger focus will be put on making infrastructure and transport more efficient and sustainable.
System Switch to Autopilot
Traditional B2B and B2C companies are increasingly working together and are increasingly building a new B2B2C business (Business to Business to Customer). “Affinity” is the buzzword of the hour.
Digital Transition – Technology Rises a New Paradigm of Risks and Opportunities
For industries to remain properly insured, we must be able to quantify the severity of a drought.
The complexity of today´s risk environment is changing at an accelerating pace, making risk management even more challenging. We have created HORIZON, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.
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