The growing divide between rich and poor, the lack of equal opportunities regarding age, ethnic background and nationality, gender and gender identity, physical and mental abilities, religion and ideology, sexual orientation and identity as well as social backgrounds increases social tensions. The Club of Rome deems equality and justice as part of the ideal solution for a liveable future.
Companies cannot shirk their responsibility in this regard. For instance, social issues are becoming more and more important as we are facing an inevitable demographic change that has already resulted in a systemic shortages on the job market.
In the past, humans used to be regarded as resources. Now, humans with all their resources take centre stage. The concept of Industry 5.0. does exactly that. It places the human being at the centre to promote and foster diversity, different talents, and activities. Many companies have already initiated a transformation process because employees nowadays attach more importance on meaningful work. They believe that they can make a difference when it comes to resilience and sustainability.
We are undergoing times of permanent change, which many refer to as systemic transformation or multiple crises strung together. This change takes place in different fields and segments. They, in turn, are interlinked at various levels. HORIZON’s risk-oriented approach aims to define and outline the key areas of change affecting your company. In doing so, we take a close look at the systemic influences of ecological, geopolitical, technological and social transformation on your company’s risk landscape.
Read what our risk expert had to share regarding the future of social risks in front of us.

Refurbed or Buy New?
Gen Z is right behind reusing and refurbishing old items. 62% of them view refurbished products as both a sustainable and cost-effective choice.

Being Non-veggie Is Not Okay?!
62% of the younger generation believe being vegetarian is a good way to help save the environment.

Environmental, Social and Governance Dictates Much Needed Change to Health & Benefits Offerings
Nowadays, more and more companies are starting to realise the accepted traditional benefits offering is no longer relevant or appropriate, and the one-size-fits-all approach is a thing of the past.

Health & Benefits’ Evolving Landscape: Current and Future Trends
We are in the fast-paced age of technology and Health & Benefits is having to transform and evolve at an alarming pace to keep up.

Start of Our New HORIZON Series “Environment in Danger”
Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?
Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.

Be more agile! How to anticipate a transforming risk landscape
An effective risk management process is a basic requirement for tackling transformation risks.

Social Workplace – Giving People a Sense of Belonging
From an HR perspective, the past three years were predominantly shaped by the challenges and crises that have influenced our activities since the beginning of the pandemic. The impact of volatility, uncertainty, complexity, and ambiguity – the VUCA world – has become more pronounced with each crisis that has hit both the economic environment of organisations and people`s…

Embedded Insurance Gives People Peace of Mind
The biggest problem of the insurance industry today is the fact that the sales of an insurance product are separated from the sales of the core product or service that the insurance is associated with.

”The World Is in Big Trouble.“
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.

Do Health & Benefits Really Matter to Employees?
Employers need to go back to basics and look at the structure of the benefits they offer and determine if it must be changed or stepped up. Now is the time to do it.

The World Is Changing, Enter a New World Order!
Nowadays, employees expect more from their employer than ever before. Meeting these expectations will involve more personalisation of the benefits offering.

Quo Vadis sanitas?
There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies

War for Talents
The continuous digital transforma tion of workplaces and the accel eration of mobility bring about hybrid work models and new values that shape work environments.
Horizon
The complexity of today´s risk environment is changing at an accelerating pace, making risk management even more challenging. We have created HORIZON, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

Georg Winter
CEO
T +43 664 962 39 06