When we look at climate change, we refer to climate risks. They are apparent in form of a change or an increased exposure to natural disasters, such as floods, storms, and hail as well as heat, drought or a rising sea level. As far as companies are concerned, these risks can cause anything from material damage to disruptions of transport routes, energy, or raw material supplies.
In the fight against climate change, many companies have decarbonised their processes or developed sustainable products. Saving resources and taking advantage of new opportunities are key focal points. However, new products and processes lead to new risks that must be identified at an early stage.
We are undergoing times of permanent change, which many refer to as systemic transformation or multiple crises strung together. This change takes place in different fields and segments. They, in turn, are interlinked at various levels. HORIZON’s risk-oriented approach aims to define and outline the key areas of change affecting your company. In doing so, we take a close look at the systemic influences of ecological, geopolitical, technological and social transformation on your company’s risk landscape.
Read what our risk expert had to share regarding the future of ecological risks in front of us.
”The World Is in Big Trouble.“
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Rethinking the Energy of the Future
Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Green Responsibilities on the Rise
Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Decarbonisation takes its toll
Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
Delivered Duty Paid for a Green Future
New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
ESG Agenda Revolutionises Risk and Insurance Management
The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,
Horizon
The complexity of today´s risk environment is changing at an accelerating pace, making risk management even more challenging. We have created HORIZON, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.
Georg Winter
CEO
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