Our Industry Specialists offer market insights and analyses about new developments in the insurance industry.
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The Law on Safety and Health at Work has introduced enhanced obligations for employers.
This topic represents an opportunity to activate the broker’s advisory role more strongly, as the broker understands market conditions, insurers’ terms and the practical consequences of different benefit contracting models.
The directive is designed to strengthen pay equity and make compensation practices more transparent.
Prevention, early intervention and mental health support are increasingly important parts of a modern benefits strategy
Data can tell us what other employers are doing. It cannot tell us whether a specific benefit is creating value for a particular workforce.
This may seem like a success story, but it is important to understand that having group life insurance does not automatically equate to having adequate protection.
One particularly important development is the continued role of deceased donors, who accounted for more than 73% of all transplants.
Businesses should expect ongoing legislative reforms over the coming years, particularly around service accessibility, digitalisation of healthcare pathways, and cost‑sharing arrangements.
4 out of 5 leading health insurers recorded negative results in 2025, representing roughly 60% of the voluntary medical insurance market.

