Insights
Our Industry Specialists offer market insights and analyses about new developments in the insurance industry.
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The directive is designed to strengthen pay equity and make compensation practices more transparent.
Prevention, early intervention and mental health support are increasingly important parts of a modern benefits strategy
Data can tell us what other employers are doing. It cannot tell us whether a specific benefit is creating value for a particular workforce.
This may seem like a success story, but it is important to understand that having group life insurance does not automatically equate to having adequate protection.
One particularly important development is the continued role of deceased donors, who accounted for more than 73% of all transplants.
Businesses should expect ongoing legislative reforms over the coming years, particularly around service accessibility, digitalisation of healthcare pathways, and cost‑sharing arrangements.
4 out of 5 leading health insurers recorded negative results in 2025, representing roughly 60% of the voluntary medical insurance market.
These adjustments affect employers, employees, and overall cost structures, making it important for organisations operating in or with Bulgaria to prepare accordingly.
As Serbia builds the digital backbone for its future health infrastructure, the changes will benefit patients, employers, and providers alike, setting the stage for a more interoperable and efficient era of healthcare.
Petra Steininger
Head of Group Communications
T +43 664 548 55 58