The trends shaping Slovenia’s healthcare system for 2025 indicate a growing demand for additional health insurance driven by both the business environment and demographic changes.
2025 brings significant changes to the Slovenian healthcare system, revealing trends that will impact employees, employers, and society at large. One of the key trends is the growing demand for additional health insurance, primarily driven by an increase in the number of foreign workers and a rising awareness among companies about the importance of employee health.
Rising demand for additional insurance
Companies are increasingly recognising that additional health insurance is a crucial part of the benefits package they offer to employees. Heightened competition for skilled talent is leading to greater concern for the health and well-being of workers. This trend is likely to intensify, as more companies choose to incorporate supplementary insurance into their HR policies.
Increase in foreign workers offers new niche for health insurance providers
With the rising demand for labour in Slovenia, particularly in construction and hospitality, the growth of foreign workers represents an important market niche for health insurance providers. Foreigners coming to Slovenia often seek additional health options that can address the specific needs and challenges they face. Insurance companies should develop tailored packages that include services such as translators and access to specialists, catering to this specific demographic.
Increase in contributions and premium hikes
Reports about healthcare inflation and the rising costs of health services will impact the premium rates for additional insurance. It is anticipated that insurance companies will raise contributions for supplementary health insurance, affecting the affordability of healthcare for many. For example, if the treatment costs for chronic diseases increase, it is likely to be reflected in higher premiums, which could burden the budgets of individuals and businesses alike.
Adapting to the latest trend
The trends shaping Slovenia’s healthcare system for 2025 indicate a growing demand for additional health insurance driven by both the business environment and demographic changes. Companies that adapt to these shifts will be better equipped to face future challenges, keeping their employees healthy and satisfied. Our experts are on hand to advise you and provide you with bespoke health insurance solutions:
Andrej Hribar
Practice Leader Affinity and Health & Benefits
GrECo Slovenia
T +386 (0) 40 893 396
