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HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

The Future of Energy Will Not be Built by Playing it Safe 

DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.

Romania’s Cyber Wake-Up Call for Boards 

Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.

What Daniel’s Story Teaches Us About Inclusive Work 

Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 

It’s 2031. Here’s What We Got Wrong. 

The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 

The Next Test for Georgian Insurers is Leadership

Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  

No Time to Bury Our Heads 

Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.

When the Map No Longer Matches Reality 

What the world faces currently is not a single crisis. Some will define it as a “reset” – not a conspiratorial event, but a fundamental restructuring of economic rules, valuations, and mechanisms.

When Geopolitics Hits Exports 

Lukáš Vodička, Group Practice Leader Trade Credit Specialties at GrECo Holding speaks with Gejza Trgiňa, Senior Underwriter at Atradius about what Czech exporters need to watch today and what it takes to build resilience when geopolitical unrest becomes a business issue, not background noise. 

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TEST – No Place to Hide: ESG to Put Greenwashing Under the Spotlight

With the ESG spotlight upon us all, company’s need to meticulously craft their future communications strategies, making sure they truly understand the sustainable profile of their products, services, or activities.
Change is the only constant for worldwide shipping

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Change Is the Only Constant for Worldwide Shipping

Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
Cyber War – State-sponsored Cyber Attacks Against Companies: A Tool of Modern Warfare

State-sponsored Cyber-Attacks: A Tool of Modern Warfare

State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.

Risk Management 4.0 Shields Against Volatile Risks

Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael-Kolb-Acredia

Natural Gas Seems to Be the New Gold: Interview With Michael Kolb

Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.

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Erne Fittings Relies on ‘The Safe Connection’

For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
Supply Chain Risk Management in the Food and Agriculture Sector - Keeping Flexibility and Financial Resilience

Supply Chain Risk Management in the Food and Agriculture Sector – Keeping Flexibility and Financial Resilience

How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
End of International Coverage for Russia / Belarus / Ukraine?

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End of International Coverage for Russia / Belarus / Ukraine?

The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.
Interview with Georg Knill

‘Putting all your eggs in one basket is just not good enough’

Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.

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Be more agile! How to anticipate a transforming risk landscape

An effective risk management process is a basic requirement for tackling transformation risks.
Social Workplace - Giving People a Sense of Belonging

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Social Workplace – Giving People a Sense of Belonging

From an HR perspective, the past three years were predominantly shaped by the challenges and crises that have influenced our activities since the beginning of the pandemic. The impact of volatility, uncertainty, complexity, and ambiguity – the VUCA world – has become more pronounced with each crisis that has hit both the economic environment of organisations and people`s personal lives.
Embedded insurance solutions

Embedded Insurance Gives People Peace of Mind

The biggest problem of the insurance industry today is the fact that the sales of an insurance product are separated from the sales of the core product or service that the insurance is associated with.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.

Do Health & Benefits Really Matter to Employees?

Employers need to go back to basics and look at the structure of the benefits they offer and determine if it must be changed or stepped up. Now is the time to do it.
The world is changing, enter a new world order!

The World Is Changing, Enter a New World Order!

Nowadays, employees expect more from their employer than ever before. Meeting these expectations will involve more personalisation of the benefits offering.

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Listening to the Winds of Change

An interview with Mario Gerber, Austrian tourism expert.

Quo Vadis sanitas?

There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies

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War for Talents

The continuous digital transforma­ tion of workplaces and the accel­ eration of mobility bring about hybrid work models and new values that shape work environments.

HORIZON Series: Technological Transformation in Central, Eastern, and Southeastern Europe (CESEE).

We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!

Why Strategic Agility Matters for Digital Transformation

In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.

Will Crypto Ever be a Mainstream Currency?

Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.

Does Fear Work? How (Not) to Use Fear Appeal in Raising Cybersecurity Awareness

Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.

AI and the Human Factor

One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.

Is Digital Dementia the Hidden Cost of Progress?

Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.

Redefining Campus Learning in the Digital Age

Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?

NIS2 Puts Managers in the Hot Seat

The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.

Beyond Data Breaches: Supporting the Wellbeing of IT Professionals

IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06

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