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HORIZON Risk Thought >> Fast Forward

Die Komplexität der heutigen Risikolandschaft verändert sich immer schneller, was das Risikomanagement noch schwieriger macht. Wir gehen diese Herausforderungen an, indem wir grundlegende systemische Transformationen und ihre Auswirkungen auf das zukünftige Risiko- und Versicherungsmanagement in verschiedenen Sektoren beleuchten.

Im Kontext des Risikomanagements dieser systemischen Transformationen haben wir „Risk Changer“ klassifiziert, die sich direkt auf Unternehmen auswirken. Wir verwenden dafür folgende Begriffe:

  • „Environment in Danger“ für ökologische,
  • „Beyond Globalisation“ für geopolitische,
  • „Digital Transition“ für technologische und
  • „Social Disruption“ für soziale Transformationen.
Unter dem Titel „Social Disruption“ konzentriert sich HORIZON dieses Mal auf den sozialen Wandel und beleuchtet alle damit verbundenen Herausforderungen für die Geschäftswelt. In dieser Ausgabe erkunden wir das Zeitalter des Menschen und seinen Einfluss auf unsere zukünftigen Arbeitsumgebungen. Wir untersuchen, wie unser Verhalten die Risikolandschaft prägt.
HORIZON 2025 lesen

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

Wir haben HORIZON ins Leben gerufen, um die neuesten Erkenntnisse über aktuelle Veränderungen zu teilen.
Unsere Risikospezialist:innen stellen ihr Fachwissen und ihre Kenntnisse zur Verfügung, um die Herausforderungen der Zukunft zu beleuchten.

Entdecken Sie ihre neuesten Erkenntnisse, Gedanken und Standpunkte oder wählen Sie aus unseren systemischen Risikokategorien, um mehr zu erfahren. Die Inhalte basieren auf dem gebündelten Wissen unseres internationalen GrECo Netzwerks. Aus diesem Grund sind einzelne Beiträge in englischer Sprache verfasst; ergänzend stehen weitere Artikel in deutscher Sprache zur Verfügung.

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Sustainability and Risk Management in Car Fleets

Austrian Post has laid the right tracks for vehicle fleet sustainability in the haulage and logistics industry with its future-oriented strategy.

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Are Insurers Ready to Insure Organic Crops?

Organic farming is not only about healthy food, but also about using practices that make our agriculture sustainable and resistant to climate change for many generations to come.

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From Yellow to Green: The Austrian Post Service’s Mobility Transformation

Despite Austrians receiving more and more parcels every year, by converting its fleet, Austrian Post AG is still managing to reduce its emissions.  Daniel-Sebastian Mühlbach, Head of CSR & Environmental Management, and Paul Janacek, Head of Group Vehicle Fleet at Austrian Post tell us how.

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“Saubermacher Will Be a Network Aggregator During the Transition.”

Ralf Mittermayr, CEO at Saubermacher AG, the most sustainable waste disposal company in the world (GRESB rating), discussed with Jürgen Spari, Regional Manager of GrECo Steiermark their zero-waste vision and what zero waste will mean for the insurance industry.

“You Can’t Protect Nature Because You Have to Be Stronger Than Nature Itself.”

Times of climate change call for Johannes Ehrenfeldner, Director of Lake Neusiedl National Park, to address the restoration of biodiversity and ecosystems even more intensively.

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“After All, We Cannot Afford to Wait for Better Times”

Sabine Schellander, Co-Head of Sustainability at GREINER, describes why Greiner is sticking to a sustainable transformation process to create a circular company.

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The Challenge of the Climate Crisis

The analysis of natural disasters and climate risks is a new challenge for many companies.

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.
Change is the only constant for worldwide shipping

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Change Is the Only Constant for Worldwide Shipping

Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
Cyber War – State-sponsored Cyber Attacks Against Companies: A Tool of Modern Warfare

State-sponsored Cyber-Attacks: A Tool of Modern Warfare

State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.

Risk Management 4.0 Shields Against Volatile Risks

Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael-Kolb-Acredia

Natural Gas Seems to Be the New Gold: Interview With Michael Kolb

Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.

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Erne Fittings Relies on ‘The Safe Connection’

For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
Supply Chain Risk Management in the Food and Agriculture Sector - Keeping Flexibility and Financial Resilience

Supply Chain Risk Management in the Food and Agriculture Sector – Keeping Flexibility and Financial Resilience

How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
End of International Coverage for Russia / Belarus / Ukraine?

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End of International Coverage for Russia / Belarus / Ukraine?

The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.
Interview with Georg Knill

‘Putting all your eggs in one basket is just not good enough’

Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Digital Transition – Technology Rises a New Paradigm of Risks and Opportunities

For industries to remain properly insured, we must be able to quantify the severity of a drought.

Tauchen Sie tief in unsere HORIZON-Printausgabe ein, die sich auf verschiedene Transformationen konzentriert und alle damit verbundenen Herausforderungen aus unterschiedlichen Blickwinkeln betrachtet.

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward