Contact Us

HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

,

The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

,

AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Rethinking the energy of the future

,

Rethinking the Energy of the Future

Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Green responsibilities on the rise

Green Responsibilities on the Rise

Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Decarbonisation takes its toll

,

Decarbonisation takes its toll

Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
Delivered Duty Paid for a Green Future

,

Delivered Duty Paid for a Green Future

New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
Environment in danger

,

ESG Agenda Revolutionises Risk and Insurance Management

 The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,

, ,

Hand in Hand With a Shift in Mindset

The prevention of damage from severe weather events will play an important role in future risk management.

, ,

Rescue for the Sinking Ship

The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.

, ,

Managerial Decisions Stand Trial

Environmental protection and measures curbing climate change have not lost their geopolitical and socio-political relevance during the pandemic.

More Creative Thinking to Solve Complex Problems

All over the world, uncertainty prevails. Action must be taken in the face of these turbulences while exploiting every possibility provided by available instruments.
Change is the only constant for worldwide shipping

,

Change Is the Only Constant for Worldwide Shipping

Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
Cyber War – State-sponsored Cyber Attacks Against Companies: A Tool of Modern Warfare

State-sponsored Cyber-Attacks: A Tool of Modern Warfare

State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.

Risk Management 4.0 Shields Against Volatile Risks

Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael-Kolb-Acredia

Natural Gas Seems to Be the New Gold: Interview With Michael Kolb

Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.

,

Erne Fittings Relies on ‘The Safe Connection’

For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
Supply Chain Risk Management in the Food and Agriculture Sector - Keeping Flexibility and Financial Resilience

Supply Chain Risk Management in the Food and Agriculture Sector – Keeping Flexibility and Financial Resilience

How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
End of International Coverage for Russia / Belarus / Ukraine?

,

End of International Coverage for Russia / Belarus / Ukraine?

The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.

,

The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

,

AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Facing the Quantum Challenge Before It’s Too Late

In a world rapidly advancing toward quantum computing, have we underestimated the risks and will our reluctance to act now leave our digital world exposed and vulnerable?

, ,

Climate Risks: More Resilience Through Technology and Personal Responsibility

How technology will contribute to increasing resilience and why personal responsibility is an important part of risk management.

Driving Progress, Redefining Risk and Insurance

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

, ,

Cybersecurity Under Fire: What’s at Play Today (and Why Every Business Should Care)

During a recent panel discussion organised by GrECo Czech Republic, experts in insurance and cyber security examined the most critical cybersecurity challenges and strategies.

,

Insured by Algorithms

The insurance industry is undergoing a profound transformation, driven by the rapid adoption of AI and predictive analytics.

, ,

Revolutionising Medical Diagnostics: The AI Frontier in Healthcare

Within healthcare, many doctors and nurses see AI as a promising tool to ease their heavy administrative workload and are eagerly anticipating further advancements.

Shadow AI: The Unseen Risk Lurking in Your Company Infrastructure

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

, ,

Case Study: AI-Supported Claims Processing in Motor Insurance

José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.

, ,

Tech-Powered Food Supply Chains: Driving Resilience & Growth While Mitigating New Risks

In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06