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HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

The Future of Energy Will Not be Built by Playing it Safe 

DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.

Romania’s Cyber Wake-Up Call for Boards 

Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.

What Daniel’s Story Teaches Us About Inclusive Work 

Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 

It’s 2031. Here’s What We Got Wrong. 

The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 

The Next Test for Georgian Insurers is Leadership

Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  

No Time to Bury Our Heads 

Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.

When the Map No Longer Matches Reality 

What the world faces currently is not a single crisis. Some will define it as a “reset” – not a conspiratorial event, but a fundamental restructuring of economic rules, valuations, and mechanisms.

When Geopolitics Hits Exports 

Lukáš Vodička, Group Practice Leader Trade Credit Specialties at GrECo Holding speaks with Gejza Trgiňa, Senior Underwriter at Atradius about what Czech exporters need to watch today and what it takes to build resilience when geopolitical unrest becomes a business issue, not background noise. 

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TEST – No Place to Hide: ESG to Put Greenwashing Under the Spotlight

With the ESG spotlight upon us all, company’s need to meticulously craft their future communications strategies, making sure they truly understand the sustainable profile of their products, services, or activities.
Change is the only constant for worldwide shipping

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Change Is the Only Constant for Worldwide Shipping

Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
Cyber War – State-sponsored Cyber Attacks Against Companies: A Tool of Modern Warfare

State-sponsored Cyber-Attacks: A Tool of Modern Warfare

State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.

Risk Management 4.0 Shields Against Volatile Risks

Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael-Kolb-Acredia

Natural Gas Seems to Be the New Gold: Interview With Michael Kolb

Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.

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Erne Fittings Relies on ‘The Safe Connection’

For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
Supply Chain Risk Management in the Food and Agriculture Sector - Keeping Flexibility and Financial Resilience

Supply Chain Risk Management in the Food and Agriculture Sector – Keeping Flexibility and Financial Resilience

How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
End of International Coverage for Russia / Belarus / Ukraine?

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End of International Coverage for Russia / Belarus / Ukraine?

The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.
Interview with Georg Knill

‘Putting all your eggs in one basket is just not good enough’

Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

The Future of Energy Will Not be Built by Playing it Safe 

DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.

Romania’s Cyber Wake-Up Call for Boards 

Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.

What Daniel’s Story Teaches Us About Inclusive Work 

Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 

It’s 2031. Here’s What We Got Wrong. 

The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 

The Next Test for Georgian Insurers is Leadership

Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  

No Time to Bury Our Heads 

Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.

When the Map No Longer Matches Reality 

What the world faces currently is not a single crisis. Some will define it as a “reset” – not a conspiratorial event, but a fundamental restructuring of economic rules, valuations, and mechanisms.

When Geopolitics Hits Exports 

Lukáš Vodička, Group Practice Leader Trade Credit Specialties at GrECo Holding speaks with Gejza Trgiňa, Senior Underwriter at Atradius about what Czech exporters need to watch today and what it takes to build resilience when geopolitical unrest becomes a business issue, not background noise. 
Transformation in Global Insurance

Transformation in Global Insurance

How will global insurance and reinsurance adapt to new challenges and navigate the stormy waters of the 21st century?

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Innovations on the Way

Driverless transport systems, packaging, loading and reloading are already typical robotic examples which will gain in importance.

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Accelerated change

The Covid-19 pandemic has accelerated existing trends which will continue to shape the real estate sector in the years to come.

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Setting the Technological Pace

Motor insurance used to be a pretty standardised product. This will change.

Quo Vadis sanitas?

There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies

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The Quiet Revolution

At the same time and with increasing urbanisation, infrastructure and smart city developments, a stronger focus will be put on making infrastructure and transport more efficient and sustainable.

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System Switch to Autopilot

Traditional B2B and B2C companies are increasingly working together and are increasingly building a new B2B2C business (Business to Business to Customer). “Affinity” is the buzzword of the hour.

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Digital Transition – Technology Rises a New Paradigm of Risks and Opportunities

For industries to remain properly insured, we must be able to quantify the severity of a drought.
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06

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