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HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

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The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

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AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Rethinking the energy of the future

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Rethinking the Energy of the Future

Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Green responsibilities on the rise

Green Responsibilities on the Rise

Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Decarbonisation takes its toll

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Decarbonisation takes its toll

Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
Delivered Duty Paid for a Green Future

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Delivered Duty Paid for a Green Future

New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
Environment in danger

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ESG Agenda Revolutionises Risk and Insurance Management

 The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,

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Hand in Hand With a Shift in Mindset

The prevention of damage from severe weather events will play an important role in future risk management.

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Rescue for the Sinking Ship

The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.

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Managerial Decisions Stand Trial

Environmental protection and measures curbing climate change have not lost their geopolitical and socio-political relevance during the pandemic.
Interview with Georg Knill

‘Putting all your eggs in one basket is just not good enough’

Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.
One thing is clear – Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.

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The Winter is coming: Can renewables break dependence on Russian gas?

Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, global supply chains congestion has threatened the existence of many companies.

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Disrupted supply chains and their consequences

Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
How to manage a transforming risk landscape

How to Manage a Transforming Risk Landscape

The value of intangible relative to tangible cor­porate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.

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Investing in the Future

With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.

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Call to Action for the “New Normal”

On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.

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Reliable networks and good connections

An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.

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Changing Insurability: Can Insurance Keep Up With the Rapidly Transforming Risk Landscape?

In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?

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The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

,

AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Facing the Quantum Challenge Before It’s Too Late

In a world rapidly advancing toward quantum computing, have we underestimated the risks and will our reluctance to act now leave our digital world exposed and vulnerable?

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Climate Risks: More Resilience Through Technology and Personal Responsibility

How technology will contribute to increasing resilience and why personal responsibility is an important part of risk management.

Driving Progress, Redefining Risk and Insurance

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

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Cybersecurity Under Fire: What’s at Play Today (and Why Every Business Should Care)

During a recent panel discussion organised by GrECo Czech Republic, experts in insurance and cyber security examined the most critical cybersecurity challenges and strategies.

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Insured by Algorithms

The insurance industry is undergoing a profound transformation, driven by the rapid adoption of AI and predictive analytics.

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Revolutionising Medical Diagnostics: The AI Frontier in Healthcare

Within healthcare, many doctors and nurses see AI as a promising tool to ease their heavy administrative workload and are eagerly anticipating further advancements.

Shadow AI: The Unseen Risk Lurking in Your Company Infrastructure

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

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Case Study: AI-Supported Claims Processing in Motor Insurance

José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.

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Tech-Powered Food Supply Chains: Driving Resilience & Growth While Mitigating New Risks

In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06