Die Komplexität der heutigen Risikolandschaft verändert sich immer schneller, was das Risikomanagement noch schwieriger macht. Wir gehen diese Herausforderungen an, indem wir grundlegende systemische Transformationen und ihre Auswirkungen auf das zukünftige Risiko- und Versicherungsmanagement in verschiedenen Sektoren beleuchten.
Im Kontext des Risikomanagements dieser systemischen Transformationen haben wir „Risk Changer“ klassifiziert, die sich direkt auf Unternehmen auswirken. Wir verwenden dafür folgende Begriffe:
- „Environment in Danger“ für ökologische,
- „Beyond Globalisation“ für geopolitische,
- „Digital Transition“ für technologische und
- „Social Disruption“ für soziale Transformationen.
Unter dem Titel „Social Disruption“ konzentriert sich HORIZON dieses Mal auf den sozialen Wandel und beleuchtet alle damit verbundenen Herausforderungen für die Geschäftswelt. In dieser Ausgabe erkunden wir das Zeitalter des Menschen und seinen Einfluss auf unsere zukünftigen Arbeitsumgebungen. Wir untersuchen, wie unser Verhalten die Risikolandschaft prägt.
In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:
- “Environment in danger” for ecological,
- “Beyond globalisation” for geopolitical,
- “Digital transition” for technological and
- “Social disruption” for social transformation.
We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.
Wir haben HORIZON ins Leben gerufen, um die neuesten Erkenntnisse über aktuelle Veränderungen zu teilen.
Unsere Risikospezialist:innen stellen ihr Fachwissen und ihre Kenntnisse zur Verfügung, um die Herausforderungen der Zukunft zu beleuchten.
Entdecken Sie ihre neuesten Erkenntnisse, Gedanken und Standpunkte oder wählen Sie aus unseren systemischen Risikokategorien, um mehr zu erfahren. Die Inhalte basieren auf dem gebündelten Wissen unseres internationalen GrECo Netzwerks. Aus diesem Grund sind einzelne Beiträge in englischer Sprache verfasst; ergänzend stehen weitere Artikel in deutscher Sprache zur Verfügung.
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable
An effective risk management process is a basic requirement for tackling transformation risks.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,
The prevention of damage from severe weather events will play an important role in future risk management.
The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.
Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.
Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.
For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.
Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.
An effective risk management process is a basic requirement for tackling transformation risks.
From an HR perspective, the past three years were predominantly shaped by the challenges and crises that have influenced our activities since the beginning of the pandemic. The impact of volatility, uncertainty, complexity, and ambiguity – the VUCA world – has become more pronounced with each crisis that has hit both the economic environment of organisations and people`s personal lives.
The biggest problem of the insurance industry today is the fact that the sales of an insurance product are separated from the sales of the core product or service that the insurance is associated with.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Employers need to go back to basics and look at the structure of the benefits they offer and determine if it must be changed or stepped up. Now is the time to do it.
Nowadays, employees expect more from their employer than ever before. Meeting these expectations will involve more personalisation of the benefits offering.
An interview with Mario Gerber, Austrian tourism expert.
There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies
The continuous digital transforma tion of workplaces and the accel eration of mobility bring about hybrid work models and new values that shape work environments.
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable
Tauchen Sie tief in unsere HORIZON-Printausgabe ein, die sich auf verschiedene Transformationen konzentriert und alle damit verbundenen Herausforderungen aus unterschiedlichen Blickwinkeln betrachtet.
