HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable
Helen Evert, Account Manager for Financial Lines at IIZI Estonia highlights how even advanced IT organisations remain vulnerable, urging a rethink of trust in today’s digital landscape.
By focusing on behaviour rather than just content, organisations can drive meaningful change and boost employee engagement in today’s rapidly evolving landscape.
At a time when digital intelligence is shaping the sustainability agenda, the intersection of logistics innovation and European vision has never been more critical.
Investments in BESS are not merely technical upgrades; they are strategic moves to enhance a country’s energy resilience in an increasingly interconnected and data-driven world.
If you have followed the media recently, you are probably aware that the younger generation cares about the environment and their future, and that they are willing to go to the extreme to prove their point.  
A third of the younger generations believe climate change is the biggest threat of our time, and over half believe they don’t have the power to do anything about it.
The United Nations has recently indicated that the youth of today have the most positive outlook on Artificial Intelligence (AI) with an astonishing 93.2% stating they feel positive about it
82% of Gen Z will buy a car with a combustion engine. 
62% of the younger generation believe being vegetarian is a good way to help save the environment.
Companies need to think through these topics on time and think them through strategically, so they can build up strategic competitive advantages
August 2023 saw horrific flooding in Slovenia as a month´s worth of rain fell in just 24 hours. We ask: How can politics help in such a crisis?
Small steps by every business and every individual today will make a huge impact on our environmental footprint in the long run. We should all be thinking of cleantech living and doing whatever we can to help reduce our environmental footprint.
Austrian Post has laid the right tracks for vehicle fleet sustainability in the haulage and logistics industry with its future-oriented strategy.
All over the world, uncertainty prevails. Action must be taken in the face of these turbulences while exploiting every possibility provided by available instruments.
Huge change is happening in all sectors of the marine insurance sector and cargo risks and associated insurances.
State-sponsored cyber-attacks usually exploit infrastructure weaknesses, gather information or skim off money to recover losses from sanctions.
Nowadays, risk management is more in demand than ever. By working in tandem with clients the insurance partner can help to shape the future.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Michael Kolb, Board Member at Acredia, talks about the political effects of the energy crisis and situation of the former Yugoslavian countries.
For Erne Fittings, the world’s leading supplier of butt-weld fittings, every safe connection is a strong pillar of success in risk and supply chain management
How can we increase flexibility and financial resilience in an ever-changing economical and geopolitical environment
The international insurance industry is no longer willing to agree on coverage for Russia and Belarus. The options for coverage in Ukraine are very limited.
Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.
Where does AI fit into the current policies as it stands, and what could the likely issues be?
We spoke with three leaders from different industries about energy independence in Europe.
 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.
MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.
Closing the volatility gap means moving beyond reactive risk transfer.
Closing the volatility gap means moving beyond reactive risk transfer.
For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.
AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

Georg Winter

CEO GrECo Group

T +43 664 962 39 06