HORIZON Risk Thought >> Fast Forward
Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.
This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.
In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:
- “Environment in danger” for ecological,
- “Beyond globalisation” for geopolitical,
- “Digital transition” for technological and
- “Social disruption” for social transformation.
We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.
We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.
Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.
Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.
Where does AI fit into the current policies as it stands, and what could the likely issues be?
We spoke with three leaders from different industries about energy independence in Europe.
Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.
MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.
Closing the volatility gap means moving beyond reactive risk transfer.
Closing the volatility gap means moving beyond reactive risk transfer.
For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.
AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,
The prevention of damage from severe weather events will play an important role in future risk management.
The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.
Environmental protection and measures curbing climate change have not lost their geopolitical and socio-political relevance during the pandemic.
Jürgen Spari spoke to Georg Knill about the challenges of the energy transition for the industrial sector and the impact of the Russia-Ukraine conflict on domestic companies.
Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
The value of intangible relative to tangible corporate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.
With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.
On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.
An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.
In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?
AI is taking the world by storm and companies large and small across all sectors are exploring how this latest technological development can aid them in their business endeavours.
While the Social Credit Systems is a distinctive feature in China, its application in Europe would face significant challenges and concerns.
In era when employee mental health is so important, can you afford not to take it seriously?
Katerina Pavlidi met with Jurgita Karvelė
to discuss how effective reputational risk management is the key to preventing psychological violence in the workplace.
ASFINAG oversees the planning, construction, maintenance, operation, and toll collection for approximately 2,549 kilometres of Austria’s motorways and expressways.
In this new Anthropocene Age, the main risks are people’s actions and reactions.
62% of the younger generation believe being vegetarian is a good way to help save the environment.
Nowadays, more and more companies are starting to realise the accepted traditional benefits offering is no longer relevant or appropriate, and the one-size-fits-all approach is a thing of the past.
We are in the fast-paced age of technology and Health & Benefits is having to transform and evolve at an alarming pace to keep up.
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable
Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.
Georg Winter
CEO GrECo Group
T +43 664 962 39 06
