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HORIZON Risk Thought >> Fast Forward

Die Komplexität der heutigen Risikolandschaft verändert sich immer schneller, was das Risikomanagement noch schwieriger macht. Wir gehen diese Herausforderungen an, indem wir grundlegende systemische Transformationen und ihre Auswirkungen auf das zukünftige Risiko- und Versicherungsmanagement in verschiedenen Sektoren beleuchten.

Im Kontext des Risikomanagements dieser systemischen Transformationen haben wir „Risk Changer“ klassifiziert, die sich direkt auf Unternehmen auswirken. Wir verwenden dafür folgende Begriffe:

  • „Environment in Danger“ für ökologische,
  • „Beyond Globalisation“ für geopolitische,
  • „Digital Transition“ für technologische und
  • „Social Disruption“ für soziale Transformationen.
Unter dem Titel „Social Disruption“ konzentriert sich HORIZON dieses Mal auf den sozialen Wandel und beleuchtet alle damit verbundenen Herausforderungen für die Geschäftswelt. In dieser Ausgabe erkunden wir das Zeitalter des Menschen und seinen Einfluss auf unsere zukünftigen Arbeitsumgebungen. Wir untersuchen, wie unser Verhalten die Risikolandschaft prägt.
HORIZON 2025 lesen

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

Wir haben HORIZON ins Leben gerufen, um die neuesten Erkenntnisse über aktuelle Veränderungen zu teilen.
Unsere Risikospezialist:innen stellen ihr Fachwissen und ihre Kenntnisse zur Verfügung, um die Herausforderungen der Zukunft zu beleuchten.

Entdecken Sie ihre neuesten Erkenntnisse, Gedanken und Standpunkte oder wählen Sie aus unseren systemischen Risikokategorien, um mehr zu erfahren. Die Inhalte basieren auf dem gebündelten Wissen unseres internationalen GrECo Netzwerks. Aus diesem Grund sind einzelne Beiträge in englischer Sprache verfasst; ergänzend stehen weitere Artikel in deutscher Sprache zur Verfügung.

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Be more agile! How to anticipate a transforming risk landscape

An effective risk management process is a basic requirement for tackling transformation risks.
Our CEO Georg Winter shares his views on why geopolitical transformation is our focus this year and why it exacerbates existing risks and causes new risks to emerge.

”The World Is in Big Trouble.“

Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Rethinking the energy of the future

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Rethinking the Energy of the Future

Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Green responsibilities on the rise

Green Responsibilities on the Rise

Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Decarbonisation takes its toll

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Decarbonisation takes its toll

Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
Delivered Duty Paid for a Green Future

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Delivered Duty Paid for a Green Future

New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
Environment in danger

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ESG Agenda Revolutionises Risk and Insurance Management

 The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,

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Hand in Hand With a Shift in Mindset

The prevention of damage from severe weather events will play an important role in future risk management.

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Rescue for the Sinking Ship

The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.
One thing is clear – Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.

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The Winter is coming: Can renewables break dependence on Russian gas?

Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, global supply chains congestion has threatened the existence of many companies.

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Disrupted supply chains and their consequences

Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
How to manage a transforming risk landscape

How to Manage a Transforming Risk Landscape

The value of intangible relative to tangible cor­porate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.

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Investing in the Future

With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.

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Call to Action for the “New Normal”

On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.

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Reliable networks and good connections

An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.

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Changing Insurability: Can Insurance Keep Up With the Rapidly Transforming Risk Landscape?

In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Case Study: AI-Supported Claims Processing in Motor Insurance

José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.

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Tech-Powered Food Supply Chains: Driving Resilience & Growth While Mitigating New Risks

In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.

How to Lead the Digital Charge

A Conversation with Fintech Visionary Magda Milas

The Route Ahead: Shaping Mobility of the Future

Jurgen Spari, and Christa Zengerer, Managing Director of ACstyria Mobilitätscluster, the future challenges and opportunities in the automotive, aerospace, and rail systems sectors.

Hydropower as Europe’s Green Battery

Laura Hochegger sits down with Janice Goodenough from HYDROGRID to discuss the untapped potential of hydropower.

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Rage Against the Machines. Reloaded?

How Robotics, Automation, and Artificial Intelligence Are Changing the Labour Market

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Are We Hooked on Bytes?

We are in a time where advancements are once again having a profound impact on civilization but with one crucial difference.

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.

Tauchen Sie tief in unsere HORIZON-Printausgabe ein, die sich auf verschiedene Transformationen konzentriert und alle damit verbundenen Herausforderungen aus unterschiedlichen Blickwinkeln betrachtet.

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward