HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?
DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.
Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.
Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 
The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 
Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  
Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.
What the world faces currently is not a single crisis. Some will define it as a “reset” – not a conspiratorial event, but a fundamental restructuring of economic rules, valuations, and mechanisms.
Lukáš Vodička, Group Practice Leader Trade Credit Specialties at GrECo Holding speaks with Gejza Trgiňa, Senior Underwriter at Atradius about what Czech exporters need to watch today and what it takes to build resilience when geopolitical unrest becomes a business issue, not background noise. 
Organic farming is not only about healthy food, but also about using practices that make our agriculture sustainable and resistant to climate change for many generations to come.
Despite Austrians receiving more and more parcels every year, by converting its fleet, Austrian Post AG is still managing to reduce its emissions.  Daniel-Sebastian Mühlbach, Head of CSR & Environmental Management, and Paul Janacek, Head of Group Vehicle Fleet at Austrian Post tell us how.
Ralf Mittermayr, CEO at Saubermacher AG, the most sustainable waste disposal company in the world (GRESB rating), discussed with Jürgen Spari, Regional Manager of GrECo Steiermark their zero-waste vision and what zero waste will mean for the insurance industry.
Times of climate change call for Johannes Ehrenfeldner, Director of Lake Neusiedl National Park, to address the restoration of biodiversity and ecosystems even more intensively.
Sabine Schellander, Co-Head of Sustainability at GREINER, describes why Greiner is sticking to a sustainable transformation process to create a circular company.
The analysis of natural disasters and climate risks is a new challenge for many companies.
Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.
Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.
An effective risk management process is a basic requirement for tackling transformation risks.
Emerging risks and new threats that are hard to grasp and estimate are a much-discussed topic. Add to that today’s increasing number of Black Swan events. These are unprecedented and unexpected events which nobody could have imagined, making them almost impossible to predict.
According to the International Monetary Fund food and energy are the main drivers of today’s inflation. That is obvious to each of us as we pay more for both food and energy these days.
Max Pernsteiner, Vice President Global Purchasing & Supply Chain at ENGEL Austria GmbH, spoke with Johannes Vogl, General Manager at GrECo Risk Engineering GmbH, about supply chains and their risks.
In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?
Krystle Lippert, Strategic Sales Manager at GrECo in Austria, has spoken with Dr. Gerald Dums, Head of Purchase of Technical Equipment & Logistics at Donau Chemie AG about supply chain problems and procurement and logistics resilience.
Our multipolar world and its myriad of geopolitical forces presents us and our clients with a vast, multidimensional array of risks. As bleak as this may sound, geopolitics and its impact on energy also offers a number of opportunities.
With the aftershocks of the pandemic, the ripple effects of the Ukraine war, and more frequent and severe natural catastrophes that affect our climate and today’s population, we are at a crossroads, and the construction sector is no exception.
For the past years and certainly since 24 February 2022, we have had many opportunities to witness the power of geopolitics, its decisive impact on domestic and international politics and the supply of energy throughout the world.
All over the world, uncertainty prevails. Action must be taken in the face of these turbulences while exploiting every possibility provided by available instruments.
Petya Ivanova delves into the complexities of the generational gap within Bulgarian workplaces.
As businesses and societies navigate these complexities, adopting a holistic approach to supply chain management is crucial.
Can AI ever fully replace human judgment? And perhaps most crucially, how can AI and human expertise complement one another to bolster cybersecurity?
Glass is a sustainable packaging material which consists of 100% natural raw materials and is endlessly recyclable.
In this next series of three articles written by Gen Z’ers, we explore the perspectives, challenges, and opportunities the young generation must face both in their private and professional lives.
Georg Winter discussed with Hartwig Löger, CEO of VIG, whether our societies are risk literate enough and why organisations don’t shout about transforming social aspects of their organisations.
Since 2004, property prices in Austria have exploded. The consequences of this situation are far-reaching.
The future of claims and underwriting in the insurance industry is set to be revolutionised by AI and digital technologies, driven significantly by the tech-savvy Gen Z workforce.
The Zoomer´s approach to risk management is influenced by their heightened awareness of global issues, digital fluency, and sense of community.
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

Georg Winter

CEO GrECo Group

T +43 664 962 39 06