HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

Despite Austrians receiving more and more parcels every year, by converting its fleet, Austrian Post AG is still managing to reduce its emissions.  Daniel-Sebastian Mühlbach, Head of CSR & Environmental Management, and Paul Janacek, Head of Group Vehicle Fleet at Austrian Post tell us how.
Nowadays, more and more companies are starting to realise the accepted traditional benefits offering is no longer relevant or appropriate, and the one-size-fits-all approach is a thing of the past.
Ralf Mittermayr, CEO at Saubermacher AG, the most sustainable waste disposal company in the world (GRESB rating), discussed with Jürgen Spari, Regional Manager of GrECo Steiermark their zero-waste vision and what zero waste will mean for the insurance industry.
We are in the fast-paced age of technology and Health & Benefits is having to transform and evolve at an alarming pace to keep up. 
Times of climate change call for Johannes Ehrenfeldner, Director of Lake Neusiedl National Park, to address the restoration of biodiversity and ecosystems even more intensively.
Sabine Schellander, Co-Head of Sustainability at GREINER, describes why Greiner is sticking to a sustainable transformation process to create a circular company.
The analysis of natural disasters and climate risks is a new challenge for many companies.
Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.
Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.
If you have followed the media recently, you are probably aware that the younger generation cares about the environment and their future, and that they are willing to go to the extreme to prove their point.  
A third of the younger generations believe climate change is the biggest threat of our time, and over half believe they don’t have the power to do anything about it.
The United Nations has recently indicated that the youth of today have the most positive outlook on Artificial Intelligence (AI) with an astonishing 93.2% stating they feel positive about it
82% of Gen Z will buy a car with a combustion engine. 
62% of the younger generation believe being vegetarian is a good way to help save the environment.
Companies need to think through these topics on time and think them through strategically, so they can build up strategic competitive advantages
August 2023 saw horrific flooding in Slovenia as a month´s worth of rain fell in just 24 hours. We ask: How can politics help in such a crisis?
Small steps by every business and every individual today will make a huge impact on our environmental footprint in the long run. We should all be thinking of cleantech living and doing whatever we can to help reduce our environmental footprint.
Austrian Post has laid the right tracks for vehicle fleet sustainability in the haulage and logistics industry with its future-oriented strategy.
Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
The value of intangible relative to tangible cor­porate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.
With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.
On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.
An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.
In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?
Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?
DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.
Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.
Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 
The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 
Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  
Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.
What the world faces currently is not a single crisis. Some will define it as a “reset” – not a conspiratorial event, but a fundamental restructuring of economic rules, valuations, and mechanisms.
Lukáš Vodička, Group Practice Leader Trade Credit Specialties at GrECo Holding speaks with Gejza Trgiňa, Senior Underwriter at Atradius about what Czech exporters need to watch today and what it takes to build resilience when geopolitical unrest becomes a business issue, not background noise. 
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

Georg Winter

CEO GrECo Group

T +43 664 962 39 06