HORIZON Risk Thought >> Fast Forward

Die Komplexität der heutigen Risikolandschaft verändert sich immer schneller, was das Risikomanagement noch schwieriger macht. Wir gehen diese Herausforderungen an, indem wir grundlegende systemische Transformationen und ihre Auswirkungen auf das zukünftige Risiko- und Versicherungsmanagement in verschiedenen Sektoren beleuchten.

Im Kontext des Risikomanagements dieser systemischen Transformationen haben wir „Risk Changer“ klassifiziert, die sich direkt auf Unternehmen auswirken. Wir verwenden dafür folgende Begriffe:

  • „Environment in Danger“ für ökologische,
  • „Beyond Globalisation“ für geopolitische,
  • „Digital Transition“ für technologische und
  • „Social Disruption“ für soziale Transformationen.
Unter dem Titel „Social Disruption“ konzentriert sich HORIZON dieses Mal auf den sozialen Wandel und beleuchtet alle damit verbundenen Herausforderungen für die Geschäftswelt. In dieser Ausgabe erkunden wir das Zeitalter des Menschen und seinen Einfluss auf unsere zukünftigen Arbeitsumgebungen. Wir untersuchen, wie unser Verhalten die Risikolandschaft prägt.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

Wir haben HORIZON ins Leben gerufen, um die neuesten Erkenntnisse über aktuelle Veränderungen zu teilen.
Unsere Risikospezialist:innen stellen ihr Fachwissen und ihre Kenntnisse zur Verfügung, um die Herausforderungen der Zukunft zu beleuchten.

Entdecken Sie ihre neuesten Erkenntnisse, Gedanken und Standpunkte oder wählen Sie aus unseren systemischen Risikokategorien, um mehr zu erfahren. Die Inhalte basieren auf dem gebündelten Wissen unseres internationalen GrECo Netzwerks. Aus diesem Grund sind einzelne Beiträge in englischer Sprache verfasst; ergänzend stehen weitere Artikel in deutscher Sprache zur Verfügung.

The company’s influence is such that its proprietary filament brand, “Prusament,” has entered common parlance among retailers and users alike.
By examining data centres, artificial intelligence, and cryptocurrencies, Ketzer highlights how digital progress brings ecological and social risks that are too often ignored.
Georg Winter, CEO of GrECo Group, and Siemens Austria’s CEO Patricia Neumann discussed how AI is transforming industry, work, and governance
In a world rapidly advancing toward quantum computing, have we underestimated the risks and will our reluctance to act now leave our digital world exposed and vulnerable?
Wie Technologie zur Steigerung der Resilienz beitragen wird und warum persönliche Verantwortung ein wichtiger Bestandteil des Risikomanagements ist.
Während das Social-Credit-System (SCS) in China ein charakteristisches Merkmal ist, würde seine Anwendung in Europa mit erheblichen Herausforderungen und Bedenken verbunden sein.
How technology will contribute to increasing resilience and why personal responsibility is an important part of risk management.
In einer Zeit, die von geopolitischen Umbrüchen, wirtschaftlicher Volatilität und zunehmendem ökologischen Druck geprägt ist, sehen sich österreichische Unternehmen mit einem immer komplexer werdenden Risikoumfeld konfrontiert.
Kann KI jemals das menschliche Urteilsvermögen vollständig ersetzen? Und vielleicht am wichtigsten: Wie können KI und menschliches Fachwissen sich gegenseitig ergänzen, um die Cybersicherheit zu stärken?
Erwin Soravia, CEO of SORAVIA, talks to Fritz Neubrand, Chairman of the Supervisory Board of the GrECo Group, about the property developer’s responsibility in terms of sustainability, and how innovation and technology can strengthen the industry’s climate resilience.
Steffen Robbi tells Laura Hochegger about how digitalization can contribute to a sustainable transformation and risk minimization in the construction and real estate industry, especially in the circular economy and in the refurbishment of existing buildings.
In the light of impending annual ESG reporting, the challenges in the dimensions of sustainability cannot be fully met by the existing certificates. The requirements of the EU taxonomy and the growing demand on the real estate market for climate-friendly buildings require uniform assessment criteria and thus indirectly a harmonization of assessment systems.
Concrete is one of the most influential building materials of our time. It is durable, versatile and has outstanding structural and physical properties. Nevertheless, this building material has one major disadvantage: it is responsible for eight percent of global CO2 emissions. 
Rosenbauer Group is a thought leader and technology and innovation front-runner in the firefighting industry. Sebastian Wolf, CEO at Rosenbauer International, discusses with Argun Zia-Dam, Account Manager at GrECo, how Rosenbauer Group is blazing a trail in this industry and why cities in the future will rely on electrically powered firefighting vehicles.
The risk of water scarcity is one of the key considerations in the risk management and ESG policies of food and agriculture companies.  But where there’s acute risks, there are huge opportunities for change: Water scarcity concerns are driving innovation in the food industry and with members of the public.
In an interview with Laura Hochegger, Martin Schiefer explains why public clients have the strongest leverage for a sustainable future.
According to Michael Porter’s and Mark Kramer’s shared value concept, the solution lies precisely in resolving this conflict of objectives: The aim is to create economic value in such a way that it simultaneously benefits society.
Future-oriented action strengthens strategic resilience.
Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
The value of intangible relative to tangible cor­porate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.
With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.
On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.
An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.
In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?
MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.
MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.
Closing the volatility gap means moving beyond reactive risk transfer.
Closing the volatility gap means moving beyond reactive risk transfer.
For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.
AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  
Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 
Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 
Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?
We are excited to announce the release of the 5th Horizon Risk Thought » Fast Forward publication!
In this exclusive interview, we bring together two leading voices on digital transformation in Central and Eastern Europe: Ursula Deschka, CEO of ERGO Baltics and Georg Winter, CEO of GrECo Group.
Peter Papp, sat down with Peter Bešina, founder of Paralla and Cryptodiggers, to discuss the evolution of cryptocurrencies.
Fear appeal is a common tactic to highlight the dangers of unsafe cyber behaviour in many cybersecurity awareness campaigns.
One practical application of AI is in the digitalization of HR processes. Tasks such as document management and onboarding can be streamlined, reducing errors and saving time.
Excessive reliance on devices is leading to “digital dementia,” a rise in memory lapses, diminished focus, and cognitive fatigue – even among youth and the workforce.
Digital transformation is reshaping higher education, but what does that really look like for universities on the ground?
The new rules mean senior executives face increased scrutiny, greater personal liability, and must pay close attention to the role of D&O insurance in this new era of digital risk.
IT employees are under constant pressure. The threat landscape is dynamic, complex and often unpredictable

Tauchen Sie tief in unsere HORIZON-Printausgabe ein, die sich auf verschiedene Transformationen konzentriert und alle damit verbundenen Herausforderungen aus unterschiedlichen Blickwinkeln betrachtet.