HORIZON Risk Thought >> Fast Forward
Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.
This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.
In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:
- “Environment in danger” for ecological,
- “Beyond globalisation” for geopolitical,
- “Digital transition” for technological and
- “Social disruption” for social transformation.
We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.
We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.
Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.
Glass is a sustainable packaging material which consists of 100% natural raw materials and is endlessly recyclable.
In this next series of three articles written by Gen Z’ers, we explore the perspectives, challenges, and opportunities the young generation must face both in their private and professional lives.
Georg Winter discussed with Hartwig Löger, CEO of VIG, whether our societies are risk literate enough and why organisations don’t shout about transforming social aspects of their organisations.
Since 2004, property prices in Austria have exploded. The consequences of this situation are far-reaching.
The future of claims and underwriting in the insurance industry is set to be revolutionised by AI and digital technologies, driven significantly by the tech-savvy Gen Z workforce.
The Zoomer´s approach to risk management is influenced by their heightened awareness of global issues, digital fluency, and sense of community.
As Gen Z enters the workforce, they bring a strong sense of social responsibility and a deep commitment to sustainability.
Arjeta Puca, an entrepreneur and founder of Timak talks about challenging gender norms and advancing gender equality.
Gabriele Andratschke met with Kaido Kepp, Head of IIZI Finance and Administration to discuss their investment in innovative approaches and carefully designed solutions.
Companies are exposed to various kinds of risks. At the same time, systemic transformation exacerbates existing risks and causes new risks to emerge.
Insurers are faced with a challenge during the energy transition. The past loss experience can no longer be used for predictive scenarios. New risks will emerge.
Comprehensive risk analyses combined with a presentation of the risks will be necessary for a successful renewal.
Amongst those most affected by decarbonisation efforts is the financial services industry, such as equity investors, lenders and insurers.
New modelling and technical tools are being utilised more than ever as insurers want to understand the complex technicalities of cargo risks.
The insurance sector has adopted the ESG targets with every company developing an ESG strategy. The sector is particularly affected by climate change,
The prevention of damage from severe weather events will play an important role in future risk management.
The international shipping industry produced just over one billion tons of greenhouse gases (GHG) in 2018, almost 10% more than in 2012.
Environmental protection and measures curbing climate change have not lost their geopolitical and socio-political relevance during the pandemic.
Der Versicherungsmarkt bietet derzeit attraktive Chancen. Gleichzeitig verändern geopolitische Risiken die Spielregeln für Unternehmen nachhaltig. Wie sich beide Entwicklungen auf Risikomanagement und Versicherungsstrategien auswirken, zeigt unser neuer Folder Versicherungsmarkt 2027.
In einer Zeit, die von geopolitischen Umbrüchen, wirtschaftlicher Volatilität und zunehmendem ökologischen Druck geprägt ist, sehen sich österreichische Unternehmen mit einem immer komplexer werdenden Risikoumfeld konfrontiert.
Ist es ein Klischee zu glauben, dass Frauen härter arbeiten müssen, um in männerdominierten Branchen erfolgreich zu sein?
Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.
Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.
An effective risk management process is a basic requirement for tackling transformation risks.
Mariana Kühnel, Deputy General Secretary of the Austrian Chamber of Commerce spoke about staying calm in these unpredictable times and how Europe can gain comparative advantages.
Economic sanctions used for foreign policy purposes are economic penalties – such as prohibiting trade, stopping financial transactions or barring economic and military assistance – used to influence a nation and provide incentives for obedience with the rule of law or other governing rules and regulations.
This article will provoke thoughts and create awareness about the new political world order, the changing influence of Western and Eastern powers as well as the emergence and formation of a new centre of gravity in the global economy. It takes a close look at an emerging geopolitical dominance and focuses on the new crossroads between the West and the East – the New Silk Roads.
Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.
Where does AI fit into the current policies as it stands, and what could the likely issues be?
We spoke with three leaders from different industries about energy independence in Europe.
Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.
MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.
Closing the volatility gap means moving beyond reactive risk transfer.
Closing the volatility gap means moving beyond reactive risk transfer.
For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.
AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.
In a world rapidly advancing toward quantum computing, have we underestimated the risks and will our reluctance to act now leave our digital world exposed and vulnerable?
How technology will contribute to increasing resilience and why personal responsibility is an important part of risk management.
In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.
During a recent panel discussion organised by GrECo Czech Republic, experts in insurance and cyber security examined the most critical cybersecurity challenges and strategies.
The insurance industry is undergoing a profound transformation, driven by the rapid adoption of AI and predictive analytics.
Within healthcare, many doctors and nurses see AI as a promising tool to ease their heavy administrative workload and are eagerly anticipating further advancements.
In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.
José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.
In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.
Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.
Georg Winter
CEO GrECo Group
T +43 664 962 39 06
