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HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

Crystal-Clear Goals for Sustainable Development and Education

Glass is a sustainable packaging material which consists of 100% natural raw materials and is endlessly recyclable.

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How the Young Generation Views Social Transformation?

In this next series of three articles written by Gen Z’ers, we explore the perspectives, challenges, and opportunities the young generation must face both in their private and professional lives.

Have We Forgotten the ‘S’?

Georg Winter discussed with Hartwig Löger, CEO of VIG, whether our societies are risk literate enough and why organisations don’t shout about transforming social aspects of their organisations.

No House, No Buck – How the Property Crisis is Crushing the Motivation of Young Employees at Work

Since 2004, property prices in Austria have exploded. The consequences of this situation are far-reaching.

How is Gen Z Shaping the Future of AI?

The future of claims and underwriting in the insurance industry is set to be revolutionised by AI and digital technologies, driven significantly by the tech-savvy Gen Z workforce.

The Psychology of Risk: The Young Generation’s Approach to Risk Management

The Zoomer´s approach to risk management is influenced by their heightened awareness of global issues, digital fluency, and sense of community.

Sustainability Beyond Buzzwords: How Gen Z is Driving Ethical Supply Chains

As Gen Z enters the workforce, they bring a strong sense of social responsibility and a deep commitment to sustainability.

Breaking Barriers: One Woman’s Mission to Challenge Gender Norms in Albania

Arjeta Puca, an entrepreneur and founder of Timak talks about challenging gender norms and advancing gender equality.

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Ahead of the Curve: Learning from the Pioneers of Hybrid Working

Gabriele Andratschke met with Kaido Kepp, Head of IIZI Finance and Administration to discuss their investment in innovative approaches and carefully designed solutions.

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TEST – No Place to Hide: ESG to Put Greenwashing Under the Spotlight

With the ESG spotlight upon us all, company’s need to meticulously craft their future communications strategies, making sure they truly understand the sustainable profile of their products, services, or activities.

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Versicherungsmarkt 2027: Der neue Folder ist da!

Der Versicherungsmarkt bietet derzeit attraktive Chancen. Gleichzeitig verändern geopolitische Risiken die Spielregeln für Unternehmen nachhaltig. Wie sich beide Entwicklungen auf Risikomanagement und Versicherungsstrategien auswirken, zeigt unser neuer Folder Versicherungsmarkt 2027.

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Bewältigung des komplexen Risikoumfelds in Österreich

In einer Zeit, die von geopolitischen Umbrüchen, wirtschaftlicher Volatilität und zunehmendem ökologischen Druck geprägt ist, sehen sich österreichische Unternehmen mit einem immer komplexer werdenden Risikoumfeld konfrontiert.

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Mama oder CEO – Warum nicht beides?

Ist es ein Klischee zu glauben, dass Frauen härter arbeiten müssen, um in männerdominierten Branchen erfolgreich zu sein?

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.

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Be more agile! How to anticipate a transforming risk landscape

An effective risk management process is a basic requirement for tackling transformation risks.

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Investing in Backup Systems to boost resilience: Interview with Mariana Kühnel

Mariana Kühnel, Deputy General Secretary of the Austrian Chamber of Commerce spoke about staying calm in these unpredictable times and how Europe can gain comparative advantages.
The_Impact_of_Sanctions_on_Aviation_and_Safety_in_the_Air.

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The Impact of Sanctions on Aviation and Safety in the Air

Economic sanctions used for foreign policy purposes are economic penalties – such as prohibiting trade, stopping financial transactions or barring economic and military assistance – used to influence a nation and provide incentives for obedience with the rule of law or other governing rules and regulations.
The New Silk Roads

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The New Silk Roads

This article will provoke thoughts and create awareness about the new political world order, the changing influence of Western and Eastern powers as well as the emergence and formation of a new centre of gravity in the global economy. It takes a close look at an emerging geopolitical dominance and focuses on the new crossroads between the West and the East – the New Silk Roads.

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The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

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AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  
Transformation in Global Insurance

Transformation in Global Insurance

How will global insurance and reinsurance adapt to new challenges and navigate the stormy waters of the 21st century?

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Innovations on the Way

Driverless transport systems, packaging, loading and reloading are already typical robotic examples which will gain in importance.

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Accelerated change

The Covid-19 pandemic has accelerated existing trends which will continue to shape the real estate sector in the years to come.

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Setting the Technological Pace

Motor insurance used to be a pretty standardised product. This will change.

Quo Vadis sanitas?

There are three megatrends which will affect the entire healthcare system in the near future: an increasing and aging population, lack of medical staff as well as a rising dependency on new technologies

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The Quiet Revolution

At the same time and with increasing urbanisation, infrastructure and smart city developments, a stronger focus will be put on making infrastructure and transport more efficient and sustainable.

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System Switch to Autopilot

Traditional B2B and B2C companies are increasingly working together and are increasingly building a new B2B2C business (Business to Business to Customer). “Affinity” is the buzzword of the hour.

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Digital Transition – Technology Rises a New Paradigm of Risks and Opportunities

For industries to remain properly insured, we must be able to quantify the severity of a drought.
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06