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HORIZON Risk Thought >> Fast Forward

Die Komplexität der heutigen Risikolandschaft verändert sich immer schneller, was das Risikomanagement noch schwieriger macht. Wir gehen diese Herausforderungen an, indem wir grundlegende systemische Transformationen und ihre Auswirkungen auf das zukünftige Risiko- und Versicherungsmanagement in verschiedenen Sektoren beleuchten.

Im Kontext des Risikomanagements dieser systemischen Transformationen haben wir „Risk Changer“ klassifiziert, die sich direkt auf Unternehmen auswirken. Wir verwenden dafür folgende Begriffe:

  • „Environment in Danger“ für ökologische,
  • „Beyond Globalisation“ für geopolitische,
  • „Digital Transition“ für technologische und
  • „Social Disruption“ für soziale Transformationen.
Unter dem Titel „Social Disruption“ konzentriert sich HORIZON dieses Mal auf den sozialen Wandel und beleuchtet alle damit verbundenen Herausforderungen für die Geschäftswelt. In dieser Ausgabe erkunden wir das Zeitalter des Menschen und seinen Einfluss auf unsere zukünftigen Arbeitsumgebungen. Wir untersuchen, wie unser Verhalten die Risikolandschaft prägt.
HORIZON 2025 lesen

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

Wir haben HORIZON ins Leben gerufen, um die neuesten Erkenntnisse über aktuelle Veränderungen zu teilen.
Unsere Risikospezialist:innen stellen ihr Fachwissen und ihre Kenntnisse zur Verfügung, um die Herausforderungen der Zukunft zu beleuchten.

Entdecken Sie ihre neuesten Erkenntnisse, Gedanken und Standpunkte oder wählen Sie aus unseren systemischen Risikokategorien, um mehr zu erfahren. Die Inhalte basieren auf dem gebündelten Wissen unseres internationalen GrECo Netzwerks. Aus diesem Grund sind einzelne Beiträge in englischer Sprache verfasst; ergänzend stehen weitere Artikel in deutscher Sprache zur Verfügung.

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Sustainability and Risk Management in Car Fleets

Austrian Post has laid the right tracks for vehicle fleet sustainability in the haulage and logistics industry with its future-oriented strategy.

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Are Insurers Ready to Insure Organic Crops?

Organic farming is not only about healthy food, but also about using practices that make our agriculture sustainable and resistant to climate change for many generations to come.

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From Yellow to Green: The Austrian Post Service’s Mobility Transformation

Despite Austrians receiving more and more parcels every year, by converting its fleet, Austrian Post AG is still managing to reduce its emissions.  Daniel-Sebastian Mühlbach, Head of CSR & Environmental Management, and Paul Janacek, Head of Group Vehicle Fleet at Austrian Post tell us how.

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“Saubermacher Will Be a Network Aggregator During the Transition.”

Ralf Mittermayr, CEO at Saubermacher AG, the most sustainable waste disposal company in the world (GRESB rating), discussed with Jürgen Spari, Regional Manager of GrECo Steiermark their zero-waste vision and what zero waste will mean for the insurance industry.

“You Can’t Protect Nature Because You Have to Be Stronger Than Nature Itself.”

Times of climate change call for Johannes Ehrenfeldner, Director of Lake Neusiedl National Park, to address the restoration of biodiversity and ecosystems even more intensively.

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“After All, We Cannot Afford to Wait for Better Times”

Sabine Schellander, Co-Head of Sustainability at GREINER, describes why Greiner is sticking to a sustainable transformation process to create a circular company.

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The Challenge of the Climate Crisis

The analysis of natural disasters and climate risks is a new challenge for many companies.

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.
One thing is clear – Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.

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The Winter is coming: Can renewables break dependence on Russian gas?

Europe needs to cover gas demand with alternative sources. The EU energy security is compromised if there is no diversification to cover Russian gas imports.
Since the outbreak of the Corona pandemic two years ago, global supply chains congestion has threatened the existence of many companies.

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Disrupted supply chains and their consequences

Since the outbreak of the Corona pandemic two years ago, disrupted supply chains have threatened the existence of many companies.
How to manage a transforming risk landscape

How to Manage a Transforming Risk Landscape

The value of intangible relative to tangible cor­porate assets has steadily increased. Emerging risks threaten the value of both tangible and intangible assets.

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Investing in the Future

With new insurers having entered the market in the past few months, we should see a dampening of the price increases we experienced in the previous two years.

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Call to Action for the “New Normal”

On average, premium rates are expected to increase between 5% to 10%, even for policies with a no-claim history.

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Reliable networks and good connections

An interview with Martin Cerny and Jörg Schönenborn, Telecommunication Executives, and Andreas Schmitt, Insurance Professional.

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Changing Insurability: Can Insurance Keep Up With the Rapidly Transforming Risk Landscape?

In the last two years, supply chains were exposed to unforeseen risks. The impact of the pandemic, Evergiven’s blockade of the Suez Canal, or the recent disruptions as a result of Russia’s attack on Ukraine, to name a few. What else must we prepare for?

From Policies to Resilience 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

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Case Study: AI-Supported Claims Processing in Motor Insurance

José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.

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Tech-Powered Food Supply Chains: Driving Resilience & Growth While Mitigating New Risks

In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.

How to Lead the Digital Charge

A Conversation with Fintech Visionary Magda Milas

The Route Ahead: Shaping Mobility of the Future

Jurgen Spari, and Christa Zengerer, Managing Director of ACstyria Mobilitätscluster, the future challenges and opportunities in the automotive, aerospace, and rail systems sectors.

Hydropower as Europe’s Green Battery

Laura Hochegger sits down with Janice Goodenough from HYDROGRID to discuss the untapped potential of hydropower.

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Rage Against the Machines. Reloaded?

How Robotics, Automation, and Artificial Intelligence Are Changing the Labour Market

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Are We Hooked on Bytes?

We are in a time where advancements are once again having a profound impact on civilization but with one crucial difference.

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.

Tauchen Sie tief in unsere HORIZON-Printausgabe ein, die sich auf verschiedene Transformationen konzentriert und alle damit verbundenen Herausforderungen aus unterschiedlichen Blickwinkeln betrachtet.

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward