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HORIZON Risk Thought >> Fast Forward

Our HORIZON initiative has always stood as a beacon for those who dare to strive forward in business. HORIZON is a platform where boundaries are pushed and the future is envisioned with clarity and determination.

This year, we embrace a renewed spirit of courage – a quality that is not simply admirable in business, but essential. This campaign brings together thinkers and innovators who are challenging the status quo across key areas – risk, sustainability, social change, technology, and governance. Their reflections invite you to consider what courage means personally: how it shapes your ambitions, fuels your imagination, and helps transform the ordinary into the extraordinary.

In the risk management context of these systemic transformations, we classified these “risk changers” that directly affect a company and use the terms:

  • “Environment in danger” for ecological,
  • “Beyond globalisation” for geopolitical,
  • “Digital transition” for technological and
  • “Social disruption” for social transformation.

We have created Horizon, firstly as a print publication and now as a platform for sharing the latest insights about ongoing transformations. Our risk specialists will continue to provide their expertise and knowledge to shine a light on the challenges of the future.

We have created HORIZON to share the latest insights about ongoing transformations.
Our risk specialists provide their expertise and knowledge to shine a light on the challenges of the future.

Discover all their latest insights, thoughts and viewpoints, or choose from our systemic risk categories to find out more.

Control is the Biggest Illusion 

Real cyber resilience begins when leaders stop chasing certainty and ask what they can still influence when control ends. 

Cyber Risk Can Be Physical…? 

Cyber property damage refers to physical damage caused by a cyber incident, including damage to machinery, infrastructure or stock. 

From Risk Transfer to Risk Intelligence 

Finding the right speed and assessing the market correctly is the biggest challenge. Transformation must take place, but at what speed?

The Future of Energy Will Not be Built by Playing it Safe 

DECCI is a Czech energy group founded in 2007, focused on modern and renewable energy sources. DECCI pioneered renewables with one of the first solar power plants in the Czech Republic.

Romania’s Cyber Wake-Up Call for Boards 

Nearly one in four companies in Romania (23%) has already experienced a cyberattack, yet many still treat the risk as moderate until disruption becomes real.

What Daniel’s Story Teaches Us About Inclusive Work 

Daniel’s message to companies is simple: give people with disabilities the chance to do an apprenticeship, show appreciation, and make work assistance available. 

It’s 2031. Here’s What We Got Wrong. 

The courageous move is not the grand statement. It is the willingness to be inconvenienced, today, for fairness, and to take responsibility for impact, not just intent. 

The Next Test for Georgian Insurers is Leadership

Fragmentation is usually discussed as a weakness. However, I believe that for the Georgian insurance market, it can also be an advantage.  

No Time to Bury Our Heads 

Through directives and requirements, we try to improve cybersecurity in general. But in cybersecurity, the courage to transform does not lie only in adopting new technologies.

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TEST – No Place to Hide: ESG to Put Greenwashing Under the Spotlight

With the ESG spotlight upon us all, company’s need to meticulously craft their future communications strategies, making sure they truly understand the sustainable profile of their products, services, or activities.

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Versicherungsmarkt 2027: Der neue Folder ist da!

Der Versicherungsmarkt bietet derzeit attraktive Chancen. Gleichzeitig verändern geopolitische Risiken die Spielregeln für Unternehmen nachhaltig. Wie sich beide Entwicklungen auf Risikomanagement und Versicherungsstrategien auswirken, zeigt unser neuer Folder Versicherungsmarkt 2027.

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Bewältigung des komplexen Risikoumfelds in Österreich

In einer Zeit, die von geopolitischen Umbrüchen, wirtschaftlicher Volatilität und zunehmendem ökologischen Druck geprägt ist, sehen sich österreichische Unternehmen mit einem immer komplexer werdenden Risikoumfeld konfrontiert.

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Mama oder CEO – Warum nicht beides?

Ist es ein Klischee zu glauben, dass Frauen härter arbeiten müssen, um in männerdominierten Branchen erfolgreich zu sein?

Start of Our New HORIZON Series “Environment in Danger”

Under the title “Environment in danger”, our upcoming HORIZON series concentrates on the ecological transformation and therefore looks at all its challenges from various angles.

“To Be or Not to Be”?

Other crises, the climate crisis being a prominent example, are more likely to emerge as developments that gradually manifest themselves.

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Be more agile! How to anticipate a transforming risk landscape

An effective risk management process is a basic requirement for tackling transformation risks.

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Investing in Backup Systems to boost resilience: Interview with Mariana Kühnel

Mariana Kühnel, Deputy General Secretary of the Austrian Chamber of Commerce spoke about staying calm in these unpredictable times and how Europe can gain comparative advantages.
The_Impact_of_Sanctions_on_Aviation_and_Safety_in_the_Air.

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The Impact of Sanctions on Aviation and Safety in the Air

Economic sanctions used for foreign policy purposes are economic penalties – such as prohibiting trade, stopping financial transactions or barring economic and military assistance – used to influence a nation and provide incentives for obedience with the rule of law or other governing rules and regulations.
The New Silk Roads

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The New Silk Roads

This article will provoke thoughts and create awareness about the new political world order, the changing influence of Western and Eastern powers as well as the emergence and formation of a new centre of gravity in the global economy. It takes a close look at an emerging geopolitical dominance and focuses on the new crossroads between the West and the East – the New Silk Roads.

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The Risks We Stop Seeing 

Many hidden vulnerabilities can be unearthed if you are a bit creative. The key question is: can we live with the outcome? And then you need to give an honest answer.

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AI Made the Decision. Who Carries the Risk?

Where does AI fit into the current policies as it stands, and what could the likely issues be?

Powering Resilience

We spoke with three leaders from different industries about energy independence in Europe.

From Policies to Resilience 

 Paul Johannes Spittau explores transformation with Olivera Böhm-Rybak, Chief Corporate Business Officer International and CEO of UNIQA Sustainable Business Solutions.

Are MGA’s the Missing Link in Specialist Insurance? 

MGAs operate within authority granted by insurers, with responsibility for underwriting, policy issuance, portfolio management and, depending on the model, claims support or coordination.

Why Integration is the Next Energy Challenge

Closing the volatility gap means moving beyond reactive risk transfer.

The Volatility Gap – 5 Dangerous Assumptions

Closing the volatility gap means moving beyond reactive risk transfer.

Building For the Risks Ahead

For both infrastructure and real estate to survive, the corporate risk manual needs to be rewritten.

The Future of Advice  

AI can generate information for us, but we still need the intelligence and judgement to understand and interpret it for a particular client.  

Facing the Quantum Challenge Before It’s Too Late

In a world rapidly advancing toward quantum computing, have we underestimated the risks and will our reluctance to act now leave our digital world exposed and vulnerable?

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Climate Risks: More Resilience Through Technology and Personal Responsibility

How technology will contribute to increasing resilience and why personal responsibility is an important part of risk management.

Driving Progress, Redefining Risk and Insurance

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

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Cybersecurity Under Fire: What’s at Play Today (and Why Every Business Should Care)

During a recent panel discussion organised by GrECo Czech Republic, experts in insurance and cyber security examined the most critical cybersecurity challenges and strategies.

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Insured by Algorithms

The insurance industry is undergoing a profound transformation, driven by the rapid adoption of AI and predictive analytics.

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Revolutionising Medical Diagnostics: The AI Frontier in Healthcare

Within healthcare, many doctors and nurses see AI as a promising tool to ease their heavy administrative workload and are eagerly anticipating further advancements.

Shadow AI: The Unseen Risk Lurking in Your Company Infrastructure

In an era where artificial intelligence is woven into every aspect of business, the hidden dangers of unsanctioned AI tools are increasingly coming to light.

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Case Study: AI-Supported Claims Processing in Motor Insurance

José Luis Abad Garcia, Competence Center Manager Motor, at GrECo Austria shares GrECo’s groundbreaking journey in integrating AI to transform motor insurance claims processing.

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Tech-Powered Food Supply Chains: Driving Resilience & Growth While Mitigating New Risks

In an unpredictable global landscape, the resilience of food supply chains is no longer a luxury but a necessity.
Under the title “Technological Transformation in CESEE”, we explore how digital innovation is reshaping industries, economies, and societies across Central, Eastern, and Southeastern Europe. As part of this campaign, we invited clients and business partners to join our risk thought leadership community and share their perspectives.
Read Our Latest HORIZON Publication

Dive deep into our HORIZON print edition which focuses on various transformations and looks at all the challenges they pose from different angles.

HORIZON 2025

Technological Transformation in CSEE

HORIZON 2025

Social Disruption

HORIZON 2024

Environment in Danger

HORIZON 2023

Beyond globalisation

HORIZON 2022

Risk Thought >> Fast Forward

Georg Winter

CEO GrECo Group

T +43 664 962 39 06